Truck Driver Hiring Events: What to Know

Over the past several years, more and more trucking companies have executed truck driver hiring events nationwide. These are great opportunities for drivers to learn about open positions, interview on the spot, meet the company, and ask questions. If you haven’t attended a truck driver hiring event in the past, here is information about what to bring for the day and what to expect during the event.

What to Bring

truck driver resumeUpdated Resume

It’s important to have an updated copy of your resume that includes your relevant work history, contact information, licenses, skills, and achievements. There will likely be several other drivers there applying for the same position, so make sure your resume stands out!

Questions

Do you have questions about the position, requirements, or company? Is there something on the job description that is confusing? Write these questions down and bring them with you to receive answers on the spot.

What to Expect

Appointments and Walk-Ins Welcome

Although many hiring events encourage prior registration, most also welcome drivers who walk in to the event that day. You are also typically not required to stay for the entire event and can leave after you finish talking with the recruiter.

Truck Driver Hiring Events: What to KnowInterview and Meet the Recruiter

Typically when a company hosts a hiring event, you can expect to interview on the spot. This is not only an opportunity for you to meet the recruiter, but also a chance to share more about your background and career goals.

Recruiters will ask you questions about your previous work experience, why you want to work for the company, and what makes you a good candidate for the position. Be prepared to answer their questions! In addition, many hiring events do not require specific attire to attend. However, dressing professionally for an interview won’t hurt your chances of landing the job.

Position Details

Recruiters typically share details about the position including compensation, home time, equipment, benefits, qualifications, and more. This is a good opportunity for you to learn more details about the position instead of simply reading a job description. If the event is held on the company premise, recruiters might give a facility tour as well! This helps paint a day-in-the-life picture for you.

Application Assistance

If time allows, many virtual hiring events offer assistance for completing an application that day. This is a nice option if you have questions about the application or would like to further explain something on a resume. If this is not an option, the company might provide you with detailed information of how to apply after leaving the event.

Truck Driver Hiring Events: What to Bring and ExpectVirtual Options

Some companies also offer virtual hiring events for drivers in addition to in-person events. These virtual events are often held on Zoom or another video platform to allow for attendees to virtually meet the recruiter, ask questions, and discuss the open position. If you can’t attend a hiring event in person, check with the company to find out if there are other options available.

How to Find a Hiring Event

Trucking companies offering upcoming hiring events usually either advertise the event separately or mention the event in the job description. If there is a company you want to work for in the future, feel free to reach out to inquire about upcoming hiring events. That’s a great way to show initiative to the hiring managers!

Bonus: Two of Drive My Way’s customers have upcoming hiring events! Chat with us here to find out the details for the Republic Services hiring event and the NFI hiring event.

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Does Your Truck Driver Resume Stand Out?

Will your truck driver resume land you with your dream company? Does your resume stand out to hiring managers? Whether you have extensive driving experience or are brand new to the industry, having an updated resume will help you control your career. We put together a sample resume and tips below to help you get started.

John Smith

Experienced CDL A Driver with over 16 years of experience and Hazmat and Tanker endorsements. Excellent driving record, time management, and customer service skills. Seeking a local position with a growing company.

Work Experience

Trucking Company

CDL A Local Fuel Truck Driver  |  July 2015-Present

Cleveland, OH

  • Duties completed
  • Achievements

Trucking Company

CDL A Regional Fuel Truck Driver  |  July 2010-June 2015

Akron, OH

  • Duties completed
  • Achievements

Trucking Company

CDL A OTR Dry Van Truck Driver  |  May 2005-June 2010

Erie, PA

  • Duties completed
  • Achievements

Contact

  • 333-444-5566
  • driver@trucking.com
  • Cleveland, OH

Licenses

Class A CDL License

HAZMAT Endorsement

Tanker Endorsement

Education

High School or University

Erie, PA |  2001-2005

Skills

  • Safety
  • Problem Solving
  • Time Management
  • Accountability
  • Integrity

Awards

2019: Driver of the Year

2017: 1,000,000 Safe Miles

Following the truck driver resume format above keeps you organized, helps you highlight the right information, and makes sure you stand out. Let’s talk through each of the sections.

Summary

This section is important. Write a brief summary about what makes you unique and why you’re looking for a new opportunity. Do you have extensive experience or endorsements? Or do you have customer service skills from a past position or an excellent driving record? Including these in your summary section will catch a hiring manager’s eyes.

Work Experience

Include your current and past roles that are relevant to the position you’re applying for. Remember, it’s important to not only share your duties and responsibilities in your role, but also your key achievements while in the position.

Duties and Responsibilities

Example bullets describing your duties and responsibilities include:

  • Ensured on-time deliveries from terminal to customers nationwide
  • Maintained log of deliveries, billing statements,
  • Use equipment to lift heavy cargo for transport and delivery
  • Followed DOT and Trucking Company safety and driving protocols

Pro Tip: Include specific duties and responsibilities that are also expected of you in the role you’re applying for.

Key Achievements

In addition, example bullets describing your key achievements include:

  • Worked with manager to develop more efficient delivery routes, saving Trucking Company over $10,000 annually and over 3,000 hours on the road
  • Earned over 200 positive customer scores from developing excellent relationships with customers
  • Worked with safety manager to create a pre and post-trip inspection checklist, implemented across entire fleet of 300 drivers
  • Delivered 1,000 loads annually ahead of the schedule provided

Pro Tip: Include metrics in this section to quantify your achievements.

However, if you are a new truck driver and don’t have much relevant work experience yet, that’s okay. Make sure you highlight past positions that showcase your skills applicable to the driving job you’re applying for. Remember, landing your first trucking job isn’t impossible with a good resume.

Contact Information

Make sure the phone number and email address in this section are your primary ways of communication. You wouldn’t want to miss a call or email about a job opportunity! Another tip is to make sure the email address provided is professional. For example, using an email like Bigsexytrucker@gmail.com might not create the best first impression with the hiring manager.

Licenses & Education

Include your licenses, endorsements, and education in this section. If your endorsements have an expiration, including the valid-through dates is helpful for the hiring manager.

delivery driver

Skills

Feature your relevant skills in this section to help you land your next job. Have you developed good time management, problem solving, or teamwork skills throughout your career? Does the job you’re applying for require specific skills such as technology or customer service? Customize this section to make sure you’re including the skills the hiring manager is seeking.

Awards

If you earned awards throughout your career, showcase them in this section! Were you nominated by your boss or peers as “Truck Driver of the Month/Quarter/Year”? Have you driven 1,000,000 safe miles? Or have you been selected as a driver lead or trainer? Showcase these achievements in this section to stand out amongst other applicants.

Finally, after you create your resume and are ready to submit it, be sure to review it first. Sharing the document with a trusted friend or peer to have a second set of eyes review it is always helpful. Make sure any misspellings or typos are cleaned up before you submit it to open positions. Overall, applying the tips above will help you take your truck driver resume to the next level. Also, be sure to always keep your resume updated so you can quickly apply to any new opportunities!

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secured loads

One of the most important things a truck driver is responsible for is securing loads. This not only ensures the safety of the driver and the cargo, but also makes sure other cars on the road are safe too. In fact, according to Simmons Fletcher, P.C., Injury & Accident Lawyers, shifting loads are cited as a contributing factor in almost 1/3 of all commercial motor vehicle accidents. Here are three things truck drivers should know for secured loads.

1. The Dangers of Improperly Secured Loads

A secured load is when cargo cannot shift or fall. This includes preventing cargo movement in any direction and protecting against weather that can cause cargo to become airborne.

Improper load securement creates risk for both the truck driver and other cars on the road. When a load is insecure, it may result in objects from the cargo flying off and hitting the truck driver’s windshield or other cars. In addition, these objects then become hazards on the road for other vehicles. Depending on the debris, the driver may not have ample time to react, causing the driver to swerve or damage the vehicle.

oversized loadIn addition, when items on a load are secured but extend past the vehicle itself, this also causes a risk to other drivers. In this case, a driver can mark their truck as an oversized load, alerting other drivers of the size and shape of the cargo. When a truck driver does not mark the load as oversized, it doesn’t give other drivers the proper visibility and potentially creates risk of a collision.

2. Who is Responsible for Secured Loads

The responsibility for securing a load properly lies with both the truck driver and the trucking company. Trucking companies often train their drivers to be familiar with rules regarding securing loads. The type of truck used to transport the cargo should be determined by legal limits on weights and sizes, and in most situations, a combination of blocks, chains, and tie-downs should be used to secure the cargo.

However, even with proper training and preparation, sometimes a load can still become insure on the road. This is then the driver’s responsibility to pull over and take the proper steps to secure the load. We spoke with Rachel, a flatbed and lowbed driver from Northern California, and she shared her experience with this.

“I was hauling a D11 blade in my lowbed, and one of my blocks came loose when I had about 500 miles to go. I had to secure it because it was on my passenger side. I can’t see it as I’m going down the road, and I didn’t want to be worried about it. I created a specific knot and used a bungee to attach the knot to my chain to make sure it wasn’t going anywhere,” shared Rachel.

According to the Federal Motor Carrier Safety Regulation (FMCSR), a driver is not required to personally load, block, brace, and tie down the cargo. However, the driver is required to be familiar with the methods for securing the cargo. They are required to inspect the load and make adjustments during transit.

3. FMCSA Rules & Regulations for Secured Loads

The Federal Motor Carrier Safety Administration (FMCSA) published securement rules based on the North American Cargo Securement Standard Model Regulations. The rules reflect the results of a research program that evaluate U.S. and Canadian cargo securement regulations.

Minimum Number of Tiedowns

According to the FMCSA, the number of tiedowns needed depends on the length and weight of the articles on the truck.

The FMCSA states, “There must be 1 tiedown for articles 5 feet or less in length and 1,100 pounds or less in weight. There must be 2 tiedowns for articles 5 feet or less in length and more than 1,100 pounds in weight. There must be 2 tiedowns for articles greater than 5 feet but less than 10 feet, regardless of weight.”

The intent of these rules is to reduce the number of accidents caused by cargo shifting.

Commodity-Specific Securement Requirements

autohaulerIn addition, the FMCSA created requirements for the securement of the following commodities:

  • Logs and dressed lumber
  • Metal coils, paper rolls, and concrete pipes
  • Intermodal containers
  • Automobiles, light trucks, vans, and flattened or crushed vehicles
  • Heavy vehicles, equipment, and machinery
  • Roll-on/roll-off containers
  • Large boulders

The FMCSA outlines specific instructions for securement for each commodity.

Overall, understanding the rules of secured loads not only helps truck drivers be more prepared, but also protects those around them.

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best trucker gps
While almost everyone has a cell phone these days, it may not be the most helpful tool if you’re a driver who often spends hours (or days) on the road. Using a GPS designed specifically for truck drivers will act as a partner on the road, by helping you navigate through difficult roads or unfamiliar state routes. Below are a few tips to guide you in choosing the best trucker GPS to fit your needs.

Consider What Best Fits You

Finding the right GPS model for you might be easier than you think. Before making your purchase there are a few items worth taking into consideration. The first thing to consider is screen size. Purchasing a GPS with a screen that’s too small can place extra strain on your eyes, making it harder to keep your eyes on the road. On the flip side, if you go with a model that’s too big, you risk blocking your vision.

In your trucker GPS, look for a good screen size as well as Bluetooth and hands-free navigation capabilities.

You should also think about whether or not the GPS comes with built-in Bluetooth capabilities and hands-free voice navigation. Certain models also have the ability to guide you through even the most remote country roads where WI-FI can be nonexistent, which is something that your cell phone won’t be able to do. Using a unit with a voice navigation function will not only make things easier for you but can also cut down potential distractions, allowing you to stay focused on the road ahead.

Remember: It’s All About the Features

semi truck dashboardTrucker GPS systems also come loaded with special features that you won’t find on your standard smartphone. Whether you’re looking to track your fuel usage, the number of miles you’ve driven, your tire mileage, or just curious about the nearest fuel stop, your GPS can provide you with all of that information. A good system will also alert you to changes in routine traffic patterns, hazardous conditions, weight restrictions, low overpasses, and more – all in real-time.

All of the features mentioned above will help keep you on the most efficient routes possible. And, most importantly, your GPS can help make sure you stay within HOS Compliance at all times, making the roads a safer place for everyone involved. This will allow you to deliver your loads on time, help ensure that you get the pay you deserve, and that you make it home on time.

Enjoy the Benefit of Automatic Updates

Additionally, many of the newer GPS models provide users with the benefits of automatic updates. This will help ensure that you have the most up-to-date software at your fingertips every time you get behind the wheel without the need for complicated instructions or flipping through manuals. Your system will always be up-to-date without you having to buy new equipment or software every single time.

Do Your Homework!

Happy trucker driverIt’s important to do your research before deciding on the best trucker GPS system that’s right for you and your life on the road. A simple internet search can lead you to a number of products on the market, as well as their reviews – many of which have been written by actual drivers. Use their feedback to walk you through the good, the bad, and the in-between before making your final purchase.

Remember that choosing the best GPS is all about finding the right option that fits your needs. Make sure that it comes with all of the features and functions that will help improve your driving experience. This will allow you to get a better feel for the product and everything it offers before making your selection.

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non-cdl driver job
Do you need a commercial driver’s license to be a professional truck driver? Not necessarily. There are quite a few ways to get a non-CDL driver job. As delivery services become increasingly popular, driving jobs are in high demand, and a CDL isn’t always required. A non-CDL driving job is a great way to see if professional driving is for you. It’s also typically very quick to start, so if you want to jump right into driving, a non-CDL driver job could be the perfect fit. 

What Jobs Don’t Require a CDL?

Many professional trucking jobs require a CDL, but not all of them. Many delivery jobs with companies like Amazon, UPS, and FedEx do not require a CDL. Similarly, some box truck, reefer, and hotshot jobs do not require a commercial driver’s license.

Each company has different qualifications, so read the job description carefully for each non-CDL driver job.

If you’re new to trucking, you might be wondering whether you should get a CDL or apply for non-CDL jobs. Ultimately, that depends on what you want out of a trucking career. If you want to see the country and anticipate spending many years in the industry, a CDL will allow you to get a wider variety of jobs. On the other hand, if you want to jump in quickly and prefer to stay closer to home, a CDL may not be necessary. Non-CDL jobs are in demand and often keep you in a smaller range. Here are the pros and cons to consider before you take a non-CDL driver job.

1. The Pros

Fed Ex VanA non-CDL driver job can be a great choice because they are much faster and cheaper to start than earning a CDL license. For many delivery, box truck, and hotshot jobs, you will be able to start very quickly. If a CDL is not required, the only training you will need is typically provided with your new position. Similarly, there’s no large upfront cost for CDL training, so non-CDL jobs are a good choice if you want to get to a paycheck as quickly as possible. This also makes non-CDL driver jobs a particularly good fit for people between jobs. You can start right away with very little initial cost. 

Another huge perk of non-CDL driving jobs is that they are often local work. Many positions keep drivers in a relatively close geographic area. This means that drivers get to go home daily, which can be particularly good for drivers who want to spend more time with their families. Not all non-CDL driving jobs are local, so make sure to read the fine print before you take the job so you know exactly what to expect.

2. The Cons

There’s a lot to love about the “quick to start and quick to earn” nature of non-CDL driver jobs. That said, they are not for everyone. There are a few drawbacks that are worth considering before you jump right in.

DHL Van

First, some non-CDL driver jobs are contract work. When that’s the case, the pay may be lower, hours and workload may be inconsistent, and employees are often guaranteed fewer company protections. For people who live for the hustle, contract work can be a great way to earn extra cash. It’s not for everyone though. In addition, not all non-CDL driver jobs have a clear path for professional development. In other words, some of these jobs are great if you need a short-term job for a little while, but growth opportunities may be limited. 

The final factor to consider when looking at trucking jobs is vehicle use. Non-CDL drivers who use their personal vehicles for work should factor that into the total cost of the job. There will be some natural wear and tear on your vehicle because of the added use.  Typically the driver is responsible for any gas and maintenance costs, even when the cost is a result of increased work use.

3. How to Start

If you are ready to get started in trucking with a non-CDL driver job, the first thing to do is get a sense of jobs in your area. Based on the jobs you see, decide if there is a specific job or company that interests you. Then, read the job descriptions closely and clarify whether there is any additional training required. Look for jobs that are a good fit for your skills and lifestyle preferences, and you are ready to get started!

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DAC Report
When you have an accident or fail an inspection, all drivers know that there are consequences. What you may not realize is that those records can follow you for years after an incident occurs! Future employers 2 years down the road can (and almost certainly will) be looking at your PSP and DAC records. As a driver, your record reflects your professional skills. Make sure you know exactly what is on the record. If you see a PSP or DAC report error, take steps to correct it as soon as possible.

Why dispute a PSP or DAC Error?

PSP reports and DAC errors might sound like unnecessary jargon and an entire alphabet soup of regulations, but don’t lose track of them. These two little acronyms play a big role when it comes time to find your next job. The Pre-employment Screening Program (PSP) report includes your crash and inspection history. On the other hand, the DAC report is basically a credit report for truckers

Many employers will look at both of these reports before hiring a new driver, so you want to make sure that you have a good record. If you think there has been a mistake on your CSA or DAC report, take time to set the record straight. It could be the difference between getting your next job or not. 

How to Dispute a PSP Error

CDL truckDrivers can dispute PSP errors electronically. The PSP records are federal and the FMCSA manages the database. The record includes every driver’s 3 year crash history and 5 year inspection history. The website to check your record or file a dispute is called the DataQ program, but it manages PSP records. Drivers can visit the website and create a profile or login if you already have one.

Once you create the profile, it’s easy to submit a complaint through the same website. You can also view your existing record for $10. Ultimately, it’s a driver’s responsibility to ensure that the PSP record is accurate and free of errors, so make sure you know exactly what carriers will see. $10 is a small price to pay for peace of mind going into a job interview!

How to Dispute a DAC Error

Like the PSP reports, DAC records can be requested electronically. However, unlike PSP reports, DAC records are not managed by a federal organization. A private, third party company called HireRight manages DAC records. While it’s not mandatory, the vast majority of large carriers use HireRight as part of their verification process for new hires. 

As a driver, you have the right to know exactly what’s on the DAC report. HireRight offers drivers one free report for themselves. You can request a copy on their website. Their website also allows drivers to electronically dispute a claim if they believe there was a mistake. If you want to reach out by phone, you can find complete contact information for HireRight in this article from CDLLife.

Correcting a PSP or DAC error can make a big difference in hiring conversations. If you get a copy of your records and notice that something is wrong, correct it as quickly as possible. Fortunately, with PSP and DAC records now being stored online, a quick internet message will get you back on track. Disputing errors that are then cleared gives you a better chance of being hired and makes sure there are no surprises when you go into an interview. 

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On the road safety isn’t just about driving practices. Maintenance of your semi truck tires boosts fuel economy and can improve the tires’ lifespans. Keeping your semi truck tires in good shape doesn’t have to take a lot of time. A little bit of regular maintenance goes a long way and can save you from long hours waiting and a headache on the side of the road!

Understanding Your Tires

The first step to proper tire care is to understand your sidewall. Did you know that everything you need to know about loading capacity and speed ratings is printed on the tire? Here’s a quick guide to your sidewall.

Most of the information on your sidewall won’t affect your day to day work. However, when the time comes to replace a tire, or you’re deciding whether a load might exceed your truck’s capacity, these little markings have everything you need!

Tire Regulations

To maintain safety on the road and stay within code for your semi truck tires, there are several numbers to know. The first is for tread depth. The FMCSA and CVSA have different tread requirements, and drivers must stay within the limits of both. For the FMCSA, the minimum tread depth for a steer tire is 4/32 of an inch on every major tread groove. Drive and trailer tires must have at least 2/32 of an inch tread depth in every major groove. The CVSA measures differently. For the CVSA, no two adjacent tread grooves on a steer tire can have a depth of less than 2/32 of an inch. For all other tires, the tread depth must be at least 1/32 of an inch when measured in adjacent grooves. Trucks that fail CVSA minimums will be placed out of service while FMCSA violations may result in citations.

In addition to FMCSA and CVSA regulations, the CSA issues tire scores. These scores are part of “Vehicle Maintenance” on the BASICs assessment. The data on these scorecards comes from roadside inspections, and tire violations can carry a lot of weight. According to Tire Review, 8 point violations include:

  • “Flat tire or exposed fabric
  • Ply or belt material exposed
  • Tread or sidewall separation
  • Tread depth
  • Audible air leak
  • Cut exposing ply or belt material”

Also, several of the 3 point violations include:

  • “Using regrooved tires (on front of truck/truck-tractor)
  • Underinflated tires
  • Tire load weight rating”

Tire violations can really add up on your CSA. Keep close track of your CSA and MVR score and be prepared to answer questions any time you change jobs. It’s important to remember that failing an inspection and being put “out of service” are not the same thing. A tire can fail the FMCSA standards while still meeting the CVSA requirements. In that case, you will likely get a violation on your record, but the vehicle won’t be put out of service. 

Best Practices

The best way to avoid tire violations is through regular inspections and maintenance. Measure tread depth to make sure it meets FMCSA and CVSA regulations. Also, look closely for early signs of tire wear. Cracks, bulges, foreign objects (like rocks or glass shards) are warning signs to watch for according to USDOT’s Tire Safety Tips. If you notice any of these problems, let your mechanic know as soon as possible. 

We spoke with owner operator Trucker Marq who shared this tip on the importance of tire maintenance:

As you inspect your tires, take a moment to gauge the inflation pressure. Make sure to do this before you drive while the wheels are cold. Overinflated tires will wear excessively on the center tire treads. An underinflated tire will wear on the outside tire treads and can lead to internal structural damage.

Finally, we recommend regular check-ups with a technician for your tires. As a driver, you can identify any obvious external signs of damage. A technician will inspect not just your tires, but also everything connected to them. A well-maintained rig will help make sure your semi truck tires are up to the job every time.

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Moffett forklift on truck
If you’ve ever had to load or unload heavy construction materials at your CDL job, you know it’s not a light load. That’s where a Moffett forklift comes in. They’re easier to maneuver than a crane and can get in smaller spaces. These powerful little lifts are also compact. Moffett forklifts attach to the back of your truck so you can easily take them between job sites. These machines aren’t very big, but they pack a lot of power!

What is a Mounted Moffett Forklift?

Drivers use mounted Moffett forklifts to unload construction and other heavy materials. Many CDL drivers won’t use Moffett forklifts at all. However, for some drivers, they’re an everyday machine. Mounted Moffett Forklifts fit on the back of trucks for travelusually flatbed or straight trucks. The forklift detaches from the truck for easy loading and unloading. Drivers haul heavy materials to their worksite and then use the forklifts to unload from the bed of the truck. You might also hear these forklifts called “piggyback forklifts” because they piggyback on the end of trucks when moving between sites. 

Austin, CDL Driver With Moffett Forklift Experience

If you’re new to operating a Moffett Forklift, truck driver Austin offers this advice:

“The first and foremost, seatbelt, and when you are on it take your time and go slow and always keep your head on a swivel looking around you to make sure you are not going to hit something or someone.”

Moffett Forklifts have several advantages for drivers who work with heavy materials. They are smaller and more nimble than cranes, so maneuverability in small spaces is better. Moffett Forklifts also frequently have 90-degree tire rotation. That allows drivers to pull right up to the side of their truck, lift materials off, and move the load with much less awkward maneuvering. For drivers working with heavy construction materials, Moffett Forklifts are a big advantage.

About the Job

If you’re thinking about taking a Moffett Forklift job, here are the basics to keep in mind.

CDL License

If you don’t already have one, you’ll need a Commercial Driving License (CDL) to operate a truck with a Moffett Forklift. Whether you need a CDL A or CDL B may depend on the type of truck you’re driving. The best way to decide what license type you need is to look for jobs in your area and see what they’re asking for. Some companies also require additional certifications to drive a Moffett Forklift. Depending on your state and company, you might need a forklift, hoisting, or hydraulics certification. 

Route & Pay

Moffett Forklift drivers often operate flatbed or straight trucks on local routes. As a result, many drivers are home every night. Some positions are also off evenings and weekends, but that depends a lot on your specific job.

Moffett Forklift jobs are often paid hourly. If you work more than 40 hours per week, that usually means you’ll earn overtime.

Like many local jobs, Moffett Forklift jobs are often paid hourly or weekly. The good news is, there’s usually overtime after 40 hours. So, if you do end up pulling long hours, you’ll be well compensated for your time. 

Personality Fit

A good trucking job isn’t just about having the skills to get the job done. There’s also a level of personality fit with the job and with the company. Moffett Forklift jobs often have some customer interaction. When drivers deliver to a job site, you might be working directly with customers. If you like to be a jack of all trades, these could be great jobs for you. Moffett forklift drivers may be asked to do related tasks that go beyond strictly operating the truck of the forklift.

This is a good job for drivers who like working with people and are happy to have a little variety in their day.

If you’re thinking about taking a job that uses a Moffett Forklift, that’s a great choice! Depending on the job, you may need to look into extra licensing, but being able to operate a forklift is a great skill to have. Moffett Forklifts make heavy lifting a breeze, and they don’t take too long to learn how to operate. If you’re still undecided, check out Moffett Forklift jobs in your area and see if they’re a good fit for you!

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trucking insurance for owner operators

There is no one size fits all solution when it comes to trucking insurance for owner operators. You’ll have different insurance options available based on your haul type, range, level of experience, and driving record. Also, insurance requirements vary by state, so be sure to review your state’s regulations for your specific haul type and needs. We spoke with several trucking insurance experts, and they shared their top tips for choosing insurance as an owner operator.

What Types of Insurance Do Owner Operators Need?

The exact trucking insurance that you will need as an owner operator will vary. The best thing to do is talk to an insurance retailer that specializes in trucking insurance. They will be able to give you details on your specific situation. That said, here are a few basic insurance types to know:

Liability Insurance

Primary liability insurance covers damage to the tractor or trailer, and most owner operators need a minimum of $750,000 in coverage. That number will go up if you’re hauling hazmat or other riskier loads. Adding physical damage coverage to liability coverage can protect against potholes, weather conditions, and similar damage.

Cargo Coverage

Cargo coverage protects the goods that you haul. In the event of an accident, you need to know that the load you’re carrying is covered. Cargo coverage is specific to owner operators who are running under their own authority.

Non-Trucking-Liability (NTL) & Bobtail Coverage

If you are an owner operator who is running under a company’s authority, you will need NTL and Bobtail coverage. NTL covers drivers when they use their truck for non-businesses purposes such as a stop at the grocery store or an outing with friends. Bobtail policies also cover drivers who are returning from a deadhead load while still under dispatch.

David Zahm, Director of New Business at Robley Insurance

If you are partnering with a specific company, David Zahm, Director of New Business at Robley Insurance, encourages owner operators to do their research:

“I would encourage an owner operator to vet a company they’re going to work with. …Ask the trucking company directly, ‘I’d like to see a copy of your CAB report.’”

That information is powerful for drivers. You have to protect your own safety record, and a company with a poor CAB report is a huge red flag.

Passenger Accident Coverage

Passenger accident coverage provides insurance protection for guest passengers in your vehicle. While your passengers may not be part of the nuts and bolts of operating your truck, people are one of the most valuable assets in life. Passenger Accident Coverage helps give you peace of mind when you have someone else in the truck with you.

What Factors Affect Insurance Prices?

Trucking insurance for owner operators varies greatly. The level of insurance coverage that you need will affect pricing, but there are several other factors as well.

Joy LaFrance, Chief Underwriting Officer for One80 Intermediaries

CDL experience plays a big role in being approved for trucking insurance and pricing. According to One80 Intermediaries’ Chief Underwriting Officer, Joy LaFrance, underwriters want to see a minimum of 3 years of CDL experience and a CDL license in the state that you operate. Drivers with less than 3 years of experience may have a hard time finding insurance from a retailer that specializes in transportation. Underwriters and insurance retailers need evidence of a clean driving record and good business management.

One80 Intermediaries’ Chief Underwriting Officer, Joy LaFrance, noted:

“Preferred programs don’t typically take anyone that’s new in business less than 3 years unless they have 5 years prior experience. So the pricing for the first 2 to 3 years could be astronomical until they have proof that their loss history is good, that they are maintaining driver files, and that they are maintaining their vehicle.”

Jeff Ice, Transportation Practice Leader for Risk Strategies

Jeff Ice, the retired Transportation Practice Leader for Risk Strategies, confirmed:

“The only thing that really gives an underwriter some comfort as to what they’re going to insure is experience. So, if there’s no experience, yes there are places you can get insurance, but you’re going to pay the piper.”

An owner operator’s driving record is another factor. A good safety record is critical. Insurance carriers will look at inspection records, hours of service violations, driver fitness tests, logbook violations, and truck maintenance records among other things. They may also look for proper signage and safety features on your vehicle like fog lamps or deer guards.

A final determining factor on insurance price is down payment. If you are able to pay the insurance premium in full, insurance carriers may discount the total cost. The full lump sum is a big upfront cost, but it’s usually cheaper overall.

What Will Your Carrier Provide?

If you are an owner operator partnering with a single carrier or are a lease purchase driver, that carrier may offer insurance. If they do, read the fine print closely to decide whether it is the best option for you.

Ask questions to understand what is and is not covered. The insurance may not cover you while you are not operating under that company’s authority. That includes the time you may be working with other companies or traveling home when you are off duty. In addition, make sure that the carrier offers coverage levels that meet your specific insurance needs. Insufficient coverage will impact your eligibility to haul certain types of freight and can affect your bottom line. When asked about carrier insurance, Chief Underwriting Officer Joy LaFrance shared this:

“When they’re operating under the authority of someone else, what happens is, if [owner operators] leave and decide ‘I’m going to go on my own now,’ they have no history. So they basically are starting over. Unless I can get the data from that motor carrier, with all the claims, by driver, there’s no way to actually assess [owner operator] history.”

LaFrance added that when drivers use a carrier’s equipment and, “are only asked to get a non-trucking liability or bobtail liability, that does not count as primary insurance. We can’t use your non-trucking or bobtail liability for proof that you had no incidents.”

To decide if insurance through a carrier is right for you, think about your future goals. Will you keep expanding your business? Will you eventually run under your own authority and need a good insurance record? If so, you may do better with an insurance plan that is independent of any carriers so you can prove your record.

Where Can You Find Providers?

The best insurance retailers for owner operators specialize in transportation. A generalist won’t necessarily understand all the nuances that you need for the job. Shop around for both price and good coverage. If you are a new owner operator, you may have to rely on generalized national insurance carriers. When possible though, look for specific trucking insurance retailers.

Risk Strategies’ Jeff Ice offered this suggestion:

“As an owner operator just getting into the business, my first phone call would probably be to [OOIDA]. They would be able to turn you on to how to get your authority, do you need your own authority…[They] will be able to give you a lot of direction.”

One of the best ways to find a top trucking insurance policy is to ask owner operators! Find out where they get insurance and what they like or don’t like. There’s nothing better than a firsthand account, and other drivers aren’t trying to sell you on anything. An experienced owner operator is one of the best places to get suggestions.

Robley Insurance’s David Zahm left us with this advice for sustainable growth:

“You’ve got to start one [truck] at a time, and build slowly. … [If you try to grow too quickly,] you’ll end up with a distressed insurance company, and their rates are astronomical, which shrink your margins down…If somebody wants to run a trucking company the right way, then there’s a way to do it, and they have a chance to be very successful.”

Becoming an owner operator is an exciting step, and trucking insurance is a key part of that transition. Successful owner operators build slowly toward long-term goals and focus on sustainable growth. That’s an investment in yourself worth making.

truck driver at loading dock

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Best truck driving jobs
You have two job offers on the table. Which is one of the best truck driving jobs?

Job 1: ABC Trucking

ABC Trucking is hiring OTR drivers out of Wichita, KS. Drivers get 3 flex days off every 15 days and earn $0.45 CPM. Drivers average 2,500 miles per week. ABC Trucking offers full benefits that start immediately and a $1,500 retention bonus for drivers who stay at least 1 year. 

Job 2: Jack’s Trucking

Jack’s Trucking is hiring OTR drivers out of Wichita, KS. Drivers are home for 2 days every 2 weeks. Drivers earn $0.53 CPM and average 2,000 miles per week. Jack’s Trucking offers benefits starting after 90 days and they provide a $1000 sign-on bonus.

Which job would you take?

ABC Trucking offers a lower CPM, but more miles. In a year, a driver with ABC Trucking would earn $56,250 and benefits start immediately! On the other hand, Jack’s Trucking offers higher CPM, but fewer miles and benefits starting after 90 days. Typical annual pay would come to $53,000. Even beyond base pay, if you stay with your company for at least a year, ABC Trucking offers the higher bonus. Similarly, even though 3 flex days for every 15 on the road isn’t the most common format, 3 days off out of 15 is a better offer than 2 days off out of every 14. ABC Trucking offers higher total compensation.

The best truck driving jobs have a strong total compensation package. That includes direct and indirect forms of compensation. If you turn down a job because the CPM is a few cents lower than your expectations, you might be leaving money on the table! Consider the total compensation package before accepting a job offer. 

1. Direct Compensation

When you think of pay, many people are really talking about direct compensation. Direct compensation includes the pay that comes as dollars and cents. That said, it’s more than just your CPM or salary. Direct compensation also includes the money you earn from bonuses and savings programs. 

Base Pay

direct compensation

Base pay is the money you see in your paycheck. There are many different ways to get paid (CPM, salary, per load), but these base numbers don’t tell the whole story when it comes to compensation. Base pay also includes per diem if your company offers it. Even within base pay, it’s important to consider the bigger picture. If you’re paid in CPM, find out how many miles drivers average. Is there a minimum number of guaranteed miles? A high CPM rate does no good if you can’t get enough miles to pay the bills. 

Base pay makes up a large part of a total compensation package, but there are several other types of direct and indirect compensation to consider. 

Bonuses

Another common form of direct compensation is bonuses. Bonuses aren’t guaranteed money, but you’re likely to earn many in your time as a driver. Some of the most frequent bonuses offered are for recruitment, retention, referrals, performance, and safety. Some of the bonuses come upfront with no strings attached and others are dispersed over a period of time. In both cases, these bonuses make up a part of a total compensation package. 

Savings Programs

Savings programs are the third form of direct compensation.  For example, a 401k match from your company is a huge investment in your future! Even if you only put away a little money each year, your company will add to your savings. Not all companies offer 401k match programs, but any savings program will set you up for better finances down the road. 

2. Indirect Compensation

If you are reading CPMs and then deciding the pay is too low, you might be missing out! Base pay is important, but the highest base pay is not always the best job. Look for a job that gets you the pay you need AND compensates you in your time, benefits, and equipment. 

Home Time

indirect compensation

When you evaluate home time in a new job, there are three things to consider. The company is paying for your time, so this is part of your total compensation package. First, look at weekly home time. This will vary based on your run, but compared to similar positions, how do they stack up? Is the schedule consistent? Next, look at vacation time. If a company offers slightly lower CPM, but good, paid vacation, that could be a good offer. If you get paid vacation, that’s money you earn without rolling a single tire on the road. Finally, look at sick days.

Stay in the business long enough, and everyone will need to take a few sick days. Does your company offer paid sick days or do you have to take it out of other time off? These are all parts of your compensation that won’t show up if you only look at base pay.

Healthcare Benefits

Healthcare in the U.S. is expensive. The more your employer covers, the less your wallet takes a hit when you need medical care. Factor in whether your employer starts benefits right away or after a trial period. Similarly, does your employer offer any health and wellness benefits? Free gym memberships and smoking cessation programs are big health benefits that you won’t pay a dime for. 

If you think benefits aren’t much money compared to base salary, think again. On average, benefits cost the same as 31% of an employee’s salary. To put it in perspective, a driver who is paid a $50,000 base salary essentially earns $65,000 when benefits are included. For an $80,000 salary, the total compensation number jumps to $104,800. As a driver, you don’t see that money in your paycheck, but it would be a huge out-of-pocket cost if you were responsible for it. Medical benefits are a big part of total compensation.

Equipment

The equipment you drive is also a consideration for total compensation. Newer and well-maintained equipment keeps you moving and makes sure you get the miles you need. In any recruitment conversation, ask about the make, model, and year of the truck you would be driving. It’s also a good idea to ask about an EZ Pass and fuel card. Even cab perks such as radio and ride-along programs have value. None of these perks make up for terrible base pay, but they are worth considering as a part of total compensation. After you talk to a recruiter, make sure to do your own research too. Check the CSA scores of carriers to see how they prioritize safety and equipment maintenance, and make sure they measure up.

3. Company Culture

happy coworkersWhy are the most important things in life so hard to put a number on? There are no numbers to talk about the value of your family or pride in a job well done. Company culture is like that. Company culture isn’t part of total compensation, but the best truck driving jobs all have a good company culture. Drivers are respected and value for the critical work they do. That shows up in everything from pay to home time to how drivers and dispatchers interact. Find a company that respects your work and time, and you’ll find a job worth keeping. 

In her DriverReach interview, NTI’s Leah Shaver said it best:

“If you ask a professional driver, they will tell you pay is not the most important factor, respect is. Ask them to define how they could be shown more respect and they’ll list a number of variables related to their paycheck. Compensation is arm-in-arm with the most important factors at any job. It is the ‘handshake agreement’ that often leads a driver to accept a new position and encourages them to remain in with the company. If the pay, benefits, and company culture is there to support and engage the driver, they will stay focused and retained at their employer.”

When you look for your next CDL job, focus on total compensation and strong company culture. The best truck driving jobs have both. Those are the jobs that are worth your time.

truck driver at loading dock

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